Motion explainer
Earned wage access, explained.
From request to payday — see how employees get paid early and how HR stays in control.
1
See your limit
Your limit comes only from pay you’ve already earned this cut-off.
Earned wage accessMabilis. Ligtas. Maaasahan.
Your pay,
on your schedule.
Access pay you’ve already earned this cut-off. One flat 5% fee, no interest — repaid on the next payroll. No platform fee for employers.
- ₱0
- Platform fee for employers
- 5%
- Flat fee, no interest
- 1
- Payroll deduction to repay
Take-home pay never drops below the regional minimum wage.
Request in the app. Money is sent as soon as HR approves.
Advance sent to your e-wallet₱4,750.00₱5,000 requested · 5% fee ₱250
Approved by your HRRight in the app
Watch · 90 seconds
See PayBridge in action
A quick visual explainer of how employees access earned pay and how HR stays in control.
For employees · How it works
Cash before payday in 3 simple steps
No paperwork, no collateral. Opt in once — everything else happens in the PayBridge app.
For employers & HR
Zero platform fee.
Minimal HR work.
A real financial-wellness benefit: employees opt in, you approve, payroll recovers.
- 1Check eligibility & enroll3+ years operating, bank payroll, and 50+ regular employees (BPO 100+, agencies 250+).
- 2Invite your teamEmployees opt in and consent to payroll deduction (Labor Code Art. 113).
- 3Set limits & approveCap advances at 50–70% of earned pay; approve each request within 2 business days.
- 4Remit at payrollRecover advances from the next payroll and remit within 3 business days.
Features
Everything your team needs, nothing it doesn’t
Built from the same screens your employees and HR team will use every day.
For employees
Plan every peso with Spending Notes
Tag what each advance is for — rent, tuition, gamot — and mark it spent. Fewer impulse buys, less stress.
For HR
Your rules, automated
Set the advance cap (50–70% of earned pay), eligibility and approval rules once. PayBridge checks them on every request.
Company settings×
Advance capAuto-approvalCooling period
Set automatic approval conditions for employee advance requests.
Amount meets limitTenure meets minimum
Approved by your HR
Your employer approves each request in-app, and you’re notified the moment it’s done.
For employeesSee your net earned wage
My Payroll shows what you’ve earned, what’s deducted, and why.
For employeesPayday reminders
A heads-up before your payroll deduction, plus a receipt when it clears.
For employeesTrack every advance
Company-wide exposure, request status and repayments in one dashboard.
For HRPricing
Simple, upfront pricing
You always see the full cost before anything is confirmed.
Company
₱0platform fee
- No setup fee or subscription
- Approve each request in-platform
- Recover advances from the next payroll
A 0.1%/day late charge applies only if the employer remits after 3 business days.
Per advance
5%flat fee per advance
- No interest, no compounding
- Taken from what you receive — shown before you confirm
- Full advance deducted from your next payroll
How the 5% fee works
The fee is taken once, when the money is sent. Payroll then recovers only the amount you asked for.
| RequestAdvance requested | FeeProcessing fee (5%) | You getNet amount you receive | DeductedNext payroll deduction |
|---|---|---|---|
| ₱1,000 | ₱50 | ₱950 | ₱1,000 |
| ₱3,000 | ₱150 | ₱2,850 | ₱3,000 |
| ₱5,000 | ₱250 | ₱4,750 | ₱5,000 |
| ₱10,000 | ₱500 | ₱9,500 | ₱10,000 |
PayBridge Mobile
Your salary advances,
clearly tracked.
See your earned pay, upcoming deductions and advance history — wherever you are.
Get it onGoogle Play
App StoreComing soon
Free to download · For employees of enrolled companies.
Earned pay
Upcoming deductions
Advance history
Built-in safeguards
Five checks before every payout
So an advance helps today without hurting next payday.
01
Active on payroll
You’re a current employee on your company’s eligible list.
02
Only what you’ve earned
Never more than wages earned this cut-off, less SSS, PhilHealth, Pag-IBIG and other existing deductions.
03
Take-home protected
Blocked if your net pay would fall below the regional minimum wage.
04
Approved by HR
Your employer approves each request in-platform within 2 business days.
05
Fee shown first
You see the amount, 5% fee, net amount and deduction before confirming.
Testimonial 1 of 3
“Since we introduced PayBridge, our employees feel mas kampante. They know may safe salary advance option sila kapag kailangan.”
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FAQ
Questions? We’ve got answers.
Can’t find what you need? Our team replies within one business day.
Yes. There’s no platform fee for employers. Employees pay a flat 5% fee per advance, taken from the amount they receive and shown before they confirm.
PayBridge is designed for established Philippine employers using bank payroll, with eligibility based on operating history and regular employee count.
Employers set a cap of 50–70% of earned pay. Existing deductions and minimum take-home pay safeguards can lower the available amount.
The requested amount is recovered once from the employee’s next payroll. The 5% fee is taken before the advance is sent.
Employers review requests in-platform and are expected to approve eligible requests within 2 business days.
PayBridge uses encrypted systems and limits payroll data access to the information needed for eligibility, approvals and repayment.
Give your team a safer way to bridge payday
No platform fee for your company. We’ll help you check eligibility, set limits and invite your team.